Self-help Financial Advice for Africa and the World
I have since discovered a good community website that can help you improve your financial position. This wonderful free to join community website is backed by one of the South African banks, that I don’t favor much yet like this forum so much. If you want some financial advice on almost any aspect, just go to ‘How Can We Help You Community Forum’.
I’ll make an example of how I learnt a very important strategy of getting out of dept. If your net cash flow is negative, it means that you cannot afford anything except breathing just so you keep alive. The trick that has helped others is selling some of your valuables so you cover-up the debts before the sheriff invites himself. It could be your car, furniture, appliances, etc. Just don’t overdo it to the point of living in an empty house.
You must not be in a hurry because you will have to read and do a lot of navigation. Do take your time and you won’t lament any time spent on this forum.